Oct 20, 2026 · 7 min read
How the Appraisal Clause Works in a Utah Homeowners Policy
Who can demand appraisal, how appraisers and umpires are chosen, and what the award does and doesn’t decide.
Articles
Utah Insurance Claim Articles and Guides
Practical reading on policy wording, winter and wildfire claims, earthquake coverage and choosing the right help.
Oct 6, 2026 · 6 min read
Snow Load and Ice Dam Claims After a Heavy Utah Winter
How to document snow-load and ice-dam damage, what estimates commonly miss and where coverage gets tricky.
Sep 22, 2026 · 5 min read
After a Canyon Windstorm: A Claim Checklist for Wasatch Front Homes
A step-by-step list for the days after a downslope windstorm, from tree removal to fence and siding scope.
Sep 8, 2026 · 6 min read
Earthquake Coverage in Utah: Endorsements, Deductibles and Appraisal
Why most Utah homeowners policies exclude earthquakes, how percentage deductibles work and how appraisal fits in.
Aug 25, 2026 · 5 min read
Wildfire Smoke Claims: What Utah Homeowners Should Document
Smoke and ash can damage homes miles from the flames. Here’s how to document it and what estimates often miss.
Aug 11, 2026 · 6 min read
Appraiser, Public Adjuster or Attorney: Choosing Help for a Utah Claim
Each professional solves a different problem. Here’s how to match the help to the dispute.
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