Fire losses are layered
A kitchen fire in a Provo duplex or a garage fire in Sandy can affect the entire structure. Smoke travels through ductwork and wall cavities. Firefighting water soaks floors and ceilings. Odor lingers in framing and insulation. The estimate has to address each layer.
Where fire estimates come up short
- Cleaning only visible surfaces instead of all affected areas, including inside cabinets and ducts.
- Sealing and painting without odor control or framing treatment.
- Repairs priced for rooms that should be fully rebuilt.
- Code upgrades required when large portions of a building are rebuilt.
- Contents inventories with low prices or excessive depreciation.
Building the record
We document burn, char, soot and heat damage area by area. Where appropriate, testing by an industrial hygienist or environmental professional can support the scope of cleaning. We price rebuilds with current Utah labor and materials and organize contents losses so they can be compared item by item.
Frequently asked questions
Can I throw away damaged contents?
Photograph everything first and ask your carrier before discarding items. Keep samples of damaged materials when practical.
Will appraisal cover my contents claim?
Appraisal can address the value of contents if the amount is disputed. A detailed inventory with ages and prices makes that much easier.
How is smoke damage measured?
Through inspection, documentation and sometimes laboratory testing. The goal is to show where smoke reached and what it takes to clean or replace those areas.