General information
This website is educational. It describes how insurance appraisal commonly works, but your policy’s wording controls. Read your own policy and endorsements.
Not legal advice, not a public adjuster
Utah Insurance Appraiser provides appraisal, estimating and umpire services. We aren’t attorneys, don’t give legal advice and don’t act as public adjusters or negotiate claims outside appraisal.
No reviews, no results claims
We don’t publish testimonials or client results. Example figures on this site are illustrative and don’t describe any real claim. No appraiser can guarantee an award.
Laws and deadlines
References to Utah statutes, the Utah Insurance Department and court doctrines are general summaries for context, not legal conclusions. Policies contain deadlines for notice, proof of loss, depreciation recovery and lawsuits; nothing here extends or changes them. If a deadline is near, contact a Utah attorney promptly.
Weather and history
Descriptions of storms, fires, floods and earthquakes draw on public reports and are included for context.
Photographs
Photos are royalty-free stock and public-domain images used for illustration. They don’t show our clients’ properties.