- Hail
- Wind
- Ice dams
- Water losses
- Fire
From orchards to neighborhoods
Orem’s neighborhoods, including Cascade, Windsor, Sunset Heights and Orchard, grew quickly in the postwar decades. Many homes are brick or brick-and-siding ramblers and split-levels with finished basements, and a growing number have been expanded or rebuilt.
Typical claims
Hail and summer wind are the leading exterior claims in Orem. In winter, ice dams on low-slope additions and frozen pipes in exterior walls cause interior water damage. Commercial properties along State Street and near Utah Valley University see roof and water claims of their own.
Housing notes
- Ramblers with finished basements: a single water loss can affect two full levels.
- Additions: mismatched rooflines where low-slope sections meet steep-slope roofs and leak under snow.
- Retail and office buildings: flat roofs and rooftop HVAC units exposed to hail.
What to check in your estimate
Basement finishes, flooring continuity and the transition between old and new roof sections are common points of disagreement on Orem claims.
Services for Orem property owners
Every Utah Insurance Appraiser service is available in Orem and across Utah County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial & HOA Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Snow Load, Ice Dam & Freeze Appraisal
- Water & Leak Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Orem owners
How do I know if hail damaged my roof?
Look for dents on vents, gutters and downspouts, damaged window screens and granule loss. A professional inspection can confirm functional damage.
Can you review the estimate before I agree to it?
Yes. An estimate review is often the best first step.