Why commercial claims need structure
A townhome community in Lehi with forty roofs, a strip center in West Valley City with a membrane roof and rooftop units, or an Ogden church with slate and stained glass: each one generates thousands of line items. Without a clear structure, disputes stall on details nobody can find.
What we bring to a commercial or HOA file
- Building-by-building scope. Each structure measured and documented separately, with a summary the board or owner can follow.
- Roof system expertise. TPO, EPDM, modified bitumen, standing-seam metal, tile and steep-slope asphalt, plus tie-ins, flashings and rooftop equipment.
- Coordination with your team. We work alongside your property manager, contractor, attorney or public adjuster without stepping into their roles.
- Policy-aware pricing. Coinsurance, per-building deductibles, ordinance or law coverage and business-income questions flagged early.
For HOA boards
Boards have to explain decisions to owners. We provide clear summaries, explain how the appraisal process works and what it costs, and make sure the association’s master policy and governing documents are read before anyone demands appraisal.
Frequently asked questions
Can one appraisal cover several buildings?
Usually, yes, if they’re part of the same claim under the same policy. The award may list each building separately so payment and deductibles can be applied correctly.
Does appraisal address business income?
It can address the amount of a business-income loss when that amount is disputed and the policy allows it. Coverage questions about business income are separate.
Do you work with our public adjuster or attorney?
Yes. We focus on the amount of loss and coordinate with the professionals already on the file.